Wakatipu Auckland at Night Skiing Wakaclinton Road South Mary Coronet Peak Auckland Suburban houses Rugby World Cup NZ Mountain Lake Sunrise Moeraki Boulders South Island Mary and Pukeko Te Anau South Island Kiwi Road Sign South Island Autumn Mary at Paradise Point Glenorchy Queenstown where The Hobbits were filmed Hanging Dollar

NZ Winter means beautiful picturesque snow in the skifields, "evergreen" New Zealand with the clean sheep, farmland, forests and picturesque residential landscape colours. New Zealand is a great place to live not only for lifestyle but for jobs, education and purchasing property. A huge factor is low interest rates. Because of NZ great competitive low interest rates (particularly fixed.rate), there is competition among the banks. If you require a mortgage preapproval (valid 4 to 6 months) and seriously looking at properties in New Zealand then contact Mary.

In June there have been lending policy changes by the major NZ banks/lenders aimed at offshore borrowers after Australia banks/lenders took action back in March. The changes from the major banks are that there will be no future lending for nonresidents earning foreign income who are not NZ or Australian citizens or do not have NZ permanent residency. Policy change for nonresident Australian and New Zealanders with some NZ banks is restricting lending from 80% to to 70% finance (conditions apply). These changes are reflected on "Responsible Lending", change of foreigners driving house prices higher in NZ and mortgage fraud issues which have been in Australia.

GDP for Q1 (March 2016) was 2.8%. NZ exports remain high.

Unemployment Rate for Q1 2016 was 5.2% down from 5.4% in Q1 2015.

All nonresidents now, must have a NZ tax file number before they can settle any New Zealand Property and provide their overseas tax file number.

All Investors for NZ investment property must be aware of the law "Bright Line Test" whereby all investors who purchased residential NZ property after 1 October 2015 with the intention of selling and making gain within first 2 years will require income tax to be paid on any gains and will be taxed at the seller's normal income tax rate (refer to your NZ Accountant).

Property Market - New Zealand average median house increased 13.5% in the past 12 months to June 2016 to $590,909, Auckland Area increased 16.10% to $975,087, Tauranga increased 23.6% to $599,915, Wellington increased 14.4% to $625,319, Christchurch increased 3.6% to $491,148, Queenstown Lakes District 25% to $899,335 and Dunedin 10.7% to $327,664. With low interest rates and property demand the property market continues to be good throughout New Zealand according to these statistics.

When you look at such a diversified value in New Zealand and look at the rental return on the Govenment websites (outlined on this website), you will see the capital growth and rental returns that suits you.

Remember there is no Stamp Duty and No Land Tax in New Zealand. You normally require 20% to 30% deposit plus approximately NZ$1,500 legals to NZ solicitor to acquire a New Zealand property if you have a NZ or Austraian passport/citizenship.

Refer to my "Case Studies"on my website of many Australian residents, Ex Pat Kiwis and nonresidents living in Australia investing or moving to NZ. Contact Mary from New Zealand Mortgage Solutions Pty Ltd for a preapproval from a choice of leading New Zealand banks/lenders

Contact Mary of www.newzealandmortgages.com.au

Read our latest newsletter below.

What New Zealand Mortgage Solutions Can Do For You

New Zealand Mortgages

We are mortgage brokers who specialise in providing New Zealand and Australian finance.

We are accredited with 12 New Zealand banks/lenders and accredited with over 35 Australian lenders. This gives us and you an advantage.

Our focus is to help provide mortgage options and creating loan solutions for Australian residents and people around the world wanting a New Zealand mortgage. Our main aim has always been to help people own their own home and to choose with me.

To read the latest real estate news in New Zealand, checkout our newsletter.

New Zealand Newsletter

Everything you need to know if you thinking of buying real estate in New Zealand. Updated each month.

Click here to view the newsletter

Home Loan Calculators And Currency Converters

Click here for mortgage calculators and currency converters.

Find out more about New Zealand

Map of New Zealand

I Want A New Zealand Mortgages?
Where Do I Start?

We have compiled a handy checklist of you so you can begin to understand the process involved in getting a New Zealand mortgage.

We the recommend you read the section about NZ home loans and then take a look at our case studies to get an idea of the wide range of people we have helped.

New Zealand Mortgage Can Help You:

  • Before you go to New Zealand.
  • During the procedures when you visit New Zealand.
  • Obtaining valuation from Registered Valuers in New Zealand to enable unconditional approval.
  • Ensure solicitor, bank, valuer and New Zealand Mortgages Solutions all help clients towards settlement.
  • Visit our useful links page for important websites you will find useful.

Media Releases by Mary O'Brien of New Zealand Mortgage Solutions


Click here to read more media releases.

Newsletter - Edition 7

Newsletter

New Zealand Finance Updates

The Market Update

Lifestyle In New Zealand

Tourist Info

Immigration Information

New Zealand Lifestyle Statistics

Contact Us

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You can contact us on 02 9620 5559 or 0404 234517. You can email me directly at mary@nzms.com.au. If you prefer you can use our contact us form. Please give as much detail as possible and we will get back to you as soon as possible.

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